There has been an overwhelming amount of flood victims from just this year, especially in Allegheny County. Many of these victims are seeking help. Most homeowners, business owners, and renters do not have flood insurance. Private coverage can be unreliable and expensive. A great option for flood victims seeking help are the National Flood Insurance Programs (NFIP).
The Federal Government offers the National Flood Insurance Program that is managed by the Federal Emergency Management Agency (FEMA). NFIP aims to reduce the impact of flooding on private and public structures. This program enables homeowners, business owners, and renters who are in both high-risk and moderate-to-low risk areas to purchase federally backed flood insurance. Those in participating communicates would agree to adopt and enforce floodplain management ordinances to reduce future flood damage. The program reduces the socio-economic impact of disasters by promoting the purchase and retention of general risk insurance, but more specifically, flood insurance. For a list of participating communities, please visit: https://www.fema.gov/cis/PA.html
The National Flood Insurance Program covers direct physical damage by flood to your building and/or personal property. The following things are covered under this program:
Covered Building Property
Covered Personal Property-Contents
Not Covered for Building or Personal Property
Basements and Areas Below the Lowest Elevated Floor:
Basements and Areas Below the Lowest Elevated Floor-Covered Building Property:
Basements and Areas Below the Lowest Elevated Floor-Covered Personal Property:
Basements and Areas Below the Lowest Elevated Floor-Not Covered Under Building or Personal Property
We would like for Council to consider adopting a plan like NFIP for the flood victims in Allegheny County. Due to the amount of rain the county has received this year, major flooding has been an issue, especially in Bethel Park. If a system like NFIP were to be adopted for and in Allegheny County, we could assist current flood victims and provide quick aid to future flooding victims. We could also assist other counties in developing a plan like NFIP on the county level if Allegheny County’s Flood Plan were to prove successful.
Phone Number: (800)-621-FEMA